Pillar Financial Advisors, LLC (“PFA”) may only transact business in your state if they are either (1) registered in your state or (2) excluded or exempted from investment adviser registration in your state. Follow-up, individualized responses to you or persons your state by PFA that involve either the effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation will not be made absent compliance with state investment adviser registration requirements, or an applicable exemption or exclusion. The information in this web site is based on data gathered from what Pillar Financial Advisors, LLC believes are reliable sources. It is not guaranteed as to accuracy, and does not purport to be complete and is not intended as the primary basis for investment decisions. It should not be construed as advice meeting the particular investment needs of any investor. All references that might be made to an investment, index or portfolio’s performance are based on historical data and one should not assume this performance will continue in the future.
Pillar Financial Advisors is committed to safeguarding the confidential information of its current and prospective clients. We hold all personal information provided to our firm in the strictest confidence. These records include all personal information we collect from current and prospective clients in connection with the services we provide. We do not disclose information to nonaffiliated third parties, except as permitted by law. If we were to anticipate such a change in firm policy, we would be prohibited under the law from doing so without advising clients first. We use financial information that clients provide to us to help them meet their personal financial goals while guarding against any real or perceived infringements of their rights of privacy. Our policy with respect to personal information is listed below.
We limit employee and agent access to information only to those who have a business or professional reason for knowing, and only to nonaffiliated parties as permitted by law, (For example, federal regulations permit us to share a limited amount of information about clients with a brokerage firm in order to execute securities transactions on their behalf, or so that our firm can discuss their financial situation with their accountant or attorney).
We maintain a secure office and computer environment to ensure that current and prospective clients’ information is not placed at unreasonable risk.
The categories of nonpublic personal information that we collect from a client depend upon the scope of the client engagement. It will include information about personal finances, information about health to the extent it is needed for the planning process, information about transactions between clients and third parties, and, in some cases, information from consumer reporting agencies.
For unaffiliated third parties that require access to our clients’ personal information, including financial service companies, consultants, and auditors, we also require strict confidentiality in our agreements with them and expect them to keep this information private. Federal and state regulators also may review firm records as permitted under law.
We do not provide current or prospective clients’ personally identifiable information to mailing list vendors or solicitors for any purpose.
Personally identifiable information about clients will be maintained during the time they are clients, and for the required time thereafter that such records are required to be maintained by federal and state securities laws. After this required period of record retention, all such information will be destroyed.
LINKS TO OTHER SITES
At certain places in the Pillar Financial Advisors, LLC Internet site, live ‘links’ to other Internet addresses can be accessed. Such external Internet addresses contain information created, published, maintained, or otherwise posted by institutions or organizations independent of Pillar Financial Advisors, LLC. Pillar Financial Advisors, LLC does not endorse, approve, certify, or control these external Internet addresses and does not guarantee or assume responsibility for the accuracy, completeness, efficacy, timeliness, or correct sequencing of information located at such addresses. Use of any information obtained from such addresses is voluntary, and reliance on it should only be undertaken after an independent review of its accuracy, completeness, efficacy, and timeliness. Reference therein to any specific commercial product, process, or service by trade name, trademark, service mark, manufacturer, or otherwise does not constitute or imply endorsement, recommendation, or favoring by Pillar Financial Advisors, LLC